Property insurance engineering oversight

Insurance companies most often utilize prescriptive standards and codes as the basis for their recommendations. However, a particular physical installation may not exactly fit into the standard's framework. I can work with the insurance company to eliminate recommendation uncertainties, clarify deficiencies, explore alternate options, and determine what is essential with confidence. 

Insurance company recommendation priorities and ranking can be influenced by both risk and monetary factors. Your risk and funding appetites can be distinct from those priorities. I can work with the insurance company to help you understand why certain recommendations have the maximum impact on your risk, underwriting, and future insurability. I can  provide transparent risk ranking strategies to help with your choices.

The cost estimate provided by the insurance company usually is not intended to represent the final implementation cost, but is rather an order of magnitude value. I can help obtain realistic construction cost estimates to avoid budgetary surprises by applying my extensive cost estimating experience in working with local contractors and design professionals. 

Once the final scope of the required changes has been determined, accomplishing them can be frustrating. I can:

• Get immediate traction on starting and moving the project to completion. 
• Organize the needed personnel such as design professionals and contractors
• Oversee the design, construction, and commissioning
• Coordinate with your site personnel to minimize production impacts.
• Coordinate with the local Authority Having Jurisdiction. 

Recommendations for inspection, testing, maintenance, training, organizing, planning, and communicating do not require as much capital costs, but can be difficult to accomplish without experience. I can take the lead in creating these programs, and organize and train your personnel.  

• Property conservation program, including self-inspection
• Contingency planning
• Emergency Response Team
• Contractor management
• Hot work
• Valve supervision
• Pre-catastrophe planning (fire, flood, windstorm, earthquake) 
• Fire department pre-planning
• Inspection, Testing, and Maintenance

For companies with multiple physical locations, or large relatively independent divisions, achieving a consistent approach throughout all operations to risk, hazards mitigation, human element programs, and property insurance company communications can be difficult. Implementing an enterprise-wide property conservation program can gain this consistency, but can be challenging to form and implement. I can help you create, activate, and administer this program. 

Additionally, recommendations for different locations can vary for the same hazard. I can work with the insurance company to gain consistency in similar recommendations' scope and approach.